Printed on September 12, 2019
All Market plans cowl important well being advantages, pre-existing circumstances, and preventive care. That is true for all plan classes (all “metallic ranges,” together with Catastrophic plans) and all plan sorts (like HMO and PPO). Beginning November 1, 2019, you may enroll in or renew a plan for 2020, so you may proceed to get these advantages.
What are important well being advantages?
- Important well being advantages cowl physician’s visits, prescriptions, hospitalizations, being pregnant, and extra. See the total checklist.
- These advantages are lined by all Market plans. Particular companies lined in every broad profit class could differ primarily based in your state’s necessities.
Is therapy for my pre-existing situation lined?
- All Market plans should cowl therapy for pre-existing medical circumstances. This implies no insurance coverage plan can reject you, cost you extra, or refuse to pay for important well being advantages for any situation you had earlier than your protection began.
- In case you’re pregnant while you apply, an insurance coverage plan can’t reject you or cost you extra due to your being pregnant.
Are preventive well being companies included with Market protection?
- Market plans cowl a set of preventive companies, like pictures and screening assessments, that are free to you when delivered by a health care provider in your plan’s community.
- There are 3 units of free preventive companies for adults, ladies, and kids. Take a look at the lists right here.
Word: Well being plans can provide different advantages, like imaginative and prescient, dental, or medical administration packages for a selected illness or situation. You’ll see precisely what every plan affords while you evaluate on HealthCare.gov.
